Each subscription level corresponds to a different degree of sophistication in analyzing the risk of lending to businesses and the people who run them.

Business owners and managers can access valuable resources and top notch training that teaches you what a banker looks for in reviewing a loan application. The small subscription fee will more than pay for itself in helping you negotiate the best possible interest rate and loan fees.

For credit analysts, business developers, lenders, accountants, investors, and chief financial officers, more sophisticated tools and learning events await you at higher subscription levels. You will be amazed at how powerful these workshops are, and how enjoyable it is to develop skills that are essential for your success.
 

	Visitor Level
	Registration is Free Includes complimentary access to Shockproof! Business Alerts, online workshops such as How to Win Your Banker's Heart, automated worksheets and analytic software to help you see a business from a banker's perspective.
	Membership Level
	$150 give you all the above, plus participation in the online workshop: The Language of Business
	Bronze Level
	$395 gives you all the above, plus participation in the online workshops: Differences in Business Organizations Financial Statement Quality and Risk Assessment
	Silver Level
	$790 gives you all the above, plus participation in the online workshops: Business Cash Flow Statements and Risk Assessment Personal Financial Statements and Risk Assessment The Personal Cash Flow Statement and Risk Assessment
	Gold Level
	$1370 gives you all the above, plus participation in the online workshops: Financial and Non-Financial Red Flags Profitability and Cash Flow Cash Drivers and Cash Impact Estimating Debt Capacity Management Essentials for Business Success
	As a Gold Level subscriber you may also submit a credit write-up for review and critique as the final step in mastering these courses. We provide the format for the write-up and the case materials for a prospective borrower.  You apply the analytical tools and techniques that you've explored previously and present your recommendations for review and assessment by others.